Lending

Thinking About Home Ownership? We Can Help.

Whether you are refinancing or purchasing your home, Port Richmond Savings can help you determine:

• The ideal loan amount and products to meet your budget considerations. We can review the mortgage process in detail and flag ideal programs and loan features.


• How mortgage rates, the loan amount, property taxes and insurance premiums affect payments. This will help you set a home budget to help you manage your homeownership expenses.


• Your rights and obligations under your mortgage contract. Today's consumers have many financing options- each with unique stipulations outlined in the fine print.


• PRS will help you avoid house buying FOMO (fear of missing out) and panic buying- know what you can afford and stick to a realistic budget.

One of the most important steps you can take to make sure you're ready to begin house hunting is to get preapproved for a mortgage. Starting the home buying process with a preapproval will make you more confident in your financial situation and more aware of how much house you can afford. It will also make you a more attractive buyer when you see a home you are interested in.

Contact Port Richmond Savings at 215-634-4621 to take this first step on your journey.