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Attention PRS Debit Cardholders: Due to system maintenance, our PRS Debit/ATM cards may experience intermittent downtime on May 8, between the hours of 3am and 8am. We apologize for any inconvenience.
Thinking About Home Ownership? We Can Help.
Whether you are refinancing or purchasing your home, Port Richmond Savings can help you determine:
- The ideal loan amount and products to meet your budget considerations. We can review the mortgage process in detail and flag ideal programs and loan features.
- How mortgage rates, the loan amount, property taxes and insurance premiums affect payments. This will help you set a home budget to help you manage your homeownership expenses.
- Your rights and obligations under your mortgage contract. Today's consumers have many financing options- each with unique stipulations outlined in the fine print.
- PRS will help you avoid house buying FOMO (fear of missing out) and panic buying- know what you can afford and stick to a realistic budget.
One of the most important steps you can take to make sure you're ready to begin house hunting is to get preapproved for a mortgage. Starting the home buying process with a preapproval will make you more confident in your financial situation and more aware of how much house you can afford. It will also make you a more attractive buyer when you see a home you are interested in.
Contact Port Richmond Savings at 215-634-4621 to take this first step on your journey.
Back to the Financial Education page.